Named driver ncd

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Just call us on with the details of the policy you earned the discount under, and your:. Check our policy documents for more — and we've put together some information on NCDs in our guides section. Motor Legal Protection — cover your expenses if you have to go to court.

Additionally, NCD protection cannot be transferred to another insurer. Instead, your NCD will be lowered everytime you lodge a claim. In addition, this 'step back' system is only applicable to private vehicles. Other types of vehicles will lose their NCD entirely at renewal upon a single claim. Although you should report to your insurer for all accidents within 24 hours, whether to claim the costs against your insurance is entirely up to you. Some drivers will weigh settling the costs privately and losing the No Claims Discount in order to save more money.

This can be the best option if you have a high NCD, as it will mean that you won't have to forego your big premium discount for the repair costs of minor property damage. Besides car insurance third-party and comprehensive , Kwiksure also provides home insurance, motorcycle insurance, VHIS, and more!

Use our online quotation system today to receive a free quote! Get help with your own questions, discover what's new and talk with people doing the same thing This is a premium community exclusive to our members to discuss all things motoring where some of the discussions have been made public but read-only for you to get a taste of what it's like on the inside. Join Community. Pav 04 Oct Dad as main driver and me as named Hi i bought a car yesterday but the logbook is in my mums name and address but its my car i bought it i will be driving it and paying insurance for it am thinking of getting insurance as named driver and my dad will be the main Driver will.

Can I insure my car and my daughters car and would we both receive no claims? MarkSharman 23 Sep Yes, fault accidents from named drivers affect the NCD of the policyholder unfortunately. Similar topics you may like. How does no claims bonus work for named drivers? Am I entitled to no claims bonus as a named driver? Will I lose no claims bonus if I become a named driver. The named driver no claims discount you earn is not transferable to another insurance company!!! Driving experience as a named driver but zero no claims bonus.