They must work within an HPSA for a nonprofit or government provider that accepts government health insurance. Participants may be able to renew for an additional three years.
Who Is Eligible: NPs, nurse midwives, and psychiatric nurse specialists qualify. Each recipient must work at least 40 hours per week serving outpatients. They must also work for government or nonprofit facilities that accept government health insurance and offer sliding-scale payments. Only U. Maine offers nursing loan forgiveness programs for primary care providers, including NPs who work in primary care.
Who Is Eligible: NPs working as primary care providers who received loans before January 1, , may apply. Maryland delivers student loan forgiveness for nurses based on the participant's debt load.
Who Is Eligible: Participants must have graduated from Maryland colleges and hold nursing certificates or diplomas. Candidates must work for a state or local government organization or a nonprofit that helps low-income, underserved residents or underserved areas. School nurses do not qualify. Part-time recipients must work for four years.
Participants must work in federally designated HPSAs or other state-designated areas. They may not participate in other loan forgiveness programs. Their sites must offer sliding-scale fees for individuals unable to pay their full amount. Minnesota's nursing loan forgiveness program aims to encourage students to pursue a nursing career as a means of combating shortages throughout the state. Mississippi's nursing loan forgiveness program is geared toward students who have already earned their bachelor's degree in nursing.
The loan is forgiven once the recipient serves one year as a full-time educator at an accredited nursing school in Mississippi or after completing one year of professional service. Who Is Eligible: Loans are available to residents who are seeking a master's degree in nursing from a Mississippi postsecondary institution.
Applicants must have a bachelor's degree in nursing and a valid Mississippi nursing license. Recipients must agree to practice in an underserved community within Missouri. Who Is Eligible: RNs, APRNs, nurse practitioners NPs , certified registered nurse anesthetists, family nurse practitioners, and nursing students in their final full year of school are eligible to apply.
Applicants must have a Missouri nursing license from an institution approved by the state board of nursing. Montana's student loan forgiveness for nurses reimburses nurses who are already licensed by the state; the amount is determined by the number of applicants and state funding.
Applicants can apply for reimbursement for a total of four years. Who Is Eligible: RNs who are licensed to practice in Montana and currently employed in a full-time position by either a state prison or state hospital are eligible to apply.
Nebraska's student loan forgiveness for nurses provides loan reimbursement through the state and local communities. The state will match the funds provided by the employer or other local entity. Who Is Eligible: Loan reimbursements are available to primary care, mental, dental, and allied health professionals who practice in federally designated Health Professional Shortage Areas HPSAs throughout the state.
The NURSE Corps offers scholarships and loan options for nursing educators and providers working in Critical Shortage Facilities or for those employed at accredited nursing schools. Scholarship funding is available for currently enrolled or accepted nursing students and covers tuition, a stipend, and other related educational costs.
Who Is Eligible: Nursing educators and providers working in Critical Shortage Facilities or nurses employed at accredited nursing schools may apply for the loan repayment program. Scholarships are open to students currently enrolled in a nursing program or those who have been accepted into a program.
New Hampshire's state loan repayment program SLRP provides financial help to primary care RNs working in qualifying facilities who remain employed part time for 24 months or full time for 36 months. Who Is Eligible: RNs must be providing primary care services at an eligible facility. There is a limit of ten recipients per fiscal year July-June.
New Jersey's nursing faculty loan redemption program incentivizes entering a graduate nursing program by offering a loan redemption option. Eligible graduates must agree to work as a full-time faculty member at a New Jersey nursing school for a five-year period directly after graduation. Employment as a full-time faculty member at a school of nursing must begin no later than one year after completing an approved graduate program.
New Mexico's health professionals LRP provides assistance to practicing health professionals by repaying their outstanding loans. Recipients must commit to two years of full-time work in an HPSA. Who Is Eligible: Applicants must have a valid state nursing license, be employed full time, and hold at least one year of permanent residency in New Mexico before applying. Graduates of postsecondary institutions in New Mexico will receive preferential treatment.
The New York nursing loan forgiveness program is geared toward increasing the number of faculty members in the field of nursing.
They must also be qualified to provide classroom or clinical instruction at a New York nursing school. North Carolina's forgivable education loans for service program assists students who commit themselves to working in a qualified position.
Just be aware that while this program allows you to retire your loans faster than Public Service Loan Forgiveness, the money provided is taxable. Perkins Loans are a type of federal loan offered to students with substantial academic need. No new Perkins Loans have been issued since , but many people still have outstanding debt from the program.
Qualifying nurses with Perkins Loans can become eligible for incremental forgiveness over a five-year period. Plus, forgiveness is tax-free. Military student loan forgiveness is available for nurses who participate in eligible programs with the Army, Navy, or Air Force.
In addition to nationwide options for student loan forgiveness for nurses, there are also state-specific programs. In Alaska, nurses can take advantage of the SHARP Program, which aims to attract healthcare professionals to work in designated shortage areas. Nurses can choose to work either full or part-time.
Nurses must commit to working for a three-year period in a Health Professional Shortage Area. The Hawaii State Loan Repayment Program provides loan repayment help to nurse practitioners who work full-time in a Health Professional Shortage Area for at least two years or who work part-time in designated Shortage Areas for at least four years.
The amount of loan repayment assistance can vary as the program is grant-funded, so awards depend on the funds available. Employers must be willing to match repayment funds. Nurses must meet specific eligibility criteria, and the Illinois Department of Veterans Affairs must certify they are in good standing. The money is available for a maximum of four years. Forgiveness is available for a maximum of five consecutive years. Nurses must work in a Health Professional Shortage Area for two years to become eligible.
And a sponsor, such as an employer or foundation, must be willing to match the forgiveness funds provided by the Program. The Louisiana State Loan Repayment Program is open only to nurses licensed in Louisiana who are in good standing with their loans. Nurses must work for qualifying organizations serving low-income or underserved residents. To become eligible, they must work in underserved communities in a designated Health Professional Shortage Area and make a two-year work commitment.
Nurses may participate in the program for a maximum of four years and become eligible if they work in a licensed nursing home or work with people who have developmental disabilities. Nurses must work in a Montana state prison or hospital, and the amount of repayment help depends on state funding and the number of candidates. Nurses can participate in the program for up to four years.
One program requires a two-year commitment, and the other requires a three-year minimum commitment. Employers must match state assistance provided. Through the New Mexico Health Professional Loan Repayment Program , advanced practice nurses and nurse practitioners may receive repayment help. After graduation from nursing school, scholars are required to work in a health care facility where there is a critical shortage of nurses. Eligible health care facilities include nursing homes, rural health clinics, home health agencies, hospice programs and hospitals.
Those who complete their program under the scholarship as scheduled have six months after graduation to accept a position in one of the eligible facilities.
It is important that anyone interested in this scholarship is committed to the service requirement. Those nursing students in Tennessee who attend an accredited graduate, baccalaureate, associate degree or diploma program are eligible to apply for this scholarship. Applications for the program are usually available beginning in April.
There is no scholarship for LPN students. Tennessee nursing students are also eligible for scholarships through the National Student Nurses Foundation. The Tennessee Graduate Nursing Loan Forgiveness program was established in to encourage nurses to return to school to become teachers or administrators. To qualify for the program, applicants must be residents of Tennessee and hold a Tennessee nursing license. They must also provide written intent to become employed as a teacher or administrator in a nursing education program.
Applicants cannot be in default of any other loan. Those who work on a continuous part time basis will have The various branches of the military offer scholarships to students who commit to service as military nurses. Interested students should contact the ROTC program at the school they plan to attend.
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